—UTC,7:55 AM
BOOK A DISCOVERY CALL
BOOK A DISCOVERY CALL

Oct 12, 2026

IN /

SANAD

1 min read

SANAD: Temporal workflows now drive contract sequencing

Murabaha and Tawarruq programs run as durable workflows, and the first KSA rail adapters are in place behind capability-named ports.

A man looks left

IOTA Labs Team

Digital Engineering Practice

Murabaha and Tawarruq programs run as durable workflows, and the first KSA rail adapters are in place behind capability-named ports.

Contract sequencing in SANAD spans hours to days — ownership has to be evidenced, a risk interval has to elapse, a sale has to be offered only after the gates pass. That now runs on Temporal durable workflows, with the Murabaha and Tawarruq programs expressed as workflow code and the gate evaluation kept pure and testable.


Alongside it, the KSA rail adapters have landed: Nafath, Yakeen, Tahaqoq, Wathq, SIMAH, Bayan, GOSI, ZATCA e-invoicing and tax, SADAD, the Payments Hub and Open Banking, each behind a port with a circuit breaker and recorded fixtures, so the core never learns a vendor’s vocabulary.

Oct 12, 2026

IN /

SANAD

1 min read

SANAD: Temporal workflows now drive contract sequencing

Murabaha and Tawarruq programs run as durable workflows, and the first KSA rail adapters are in place behind capability-named ports.

A man looks left

IOTA Labs Team

Digital Engineering Practice

Murabaha and Tawarruq programs run as durable workflows, and the first KSA rail adapters are in place behind capability-named ports.

Contract sequencing in SANAD spans hours to days — ownership has to be evidenced, a risk interval has to elapse, a sale has to be offered only after the gates pass. That now runs on Temporal durable workflows, with the Murabaha and Tawarruq programs expressed as workflow code and the gate evaluation kept pure and testable.


Alongside it, the KSA rail adapters have landed: Nafath, Yakeen, Tahaqoq, Wathq, SIMAH, Bayan, GOSI, ZATCA e-invoicing and tax, SADAD, the Payments Hub and Open Banking, each behind a port with a circuit breaker and recorded fixtures, so the core never learns a vendor’s vocabulary.

Oct 12, 2026

IN /

SANAD

1 min read

SANAD: Temporal workflows now drive contract sequencing

Murabaha and Tawarruq programs run as durable workflows, and the first KSA rail adapters are in place behind capability-named ports.

A man looks left

IOTA Labs Team

Digital Engineering Practice

Murabaha and Tawarruq programs run as durable workflows, and the first KSA rail adapters are in place behind capability-named ports.

Contract sequencing in SANAD spans hours to days — ownership has to be evidenced, a risk interval has to elapse, a sale has to be offered only after the gates pass. That now runs on Temporal durable workflows, with the Murabaha and Tawarruq programs expressed as workflow code and the gate evaluation kept pure and testable.


Alongside it, the KSA rail adapters have landed: Nafath, Yakeen, Tahaqoq, Wathq, SIMAH, Bayan, GOSI, ZATCA e-invoicing and tax, SADAD, the Payments Hub and Open Banking, each behind a port with a circuit breaker and recorded fixtures, so the core never learns a vendor’s vocabulary.

Oct 12, 2026

IN /

SANAD

1 min read

SANAD: Temporal workflows now drive contract sequencing

Murabaha and Tawarruq programs run as durable workflows, and the first KSA rail adapters are in place behind capability-named ports.

A man looks left

IOTA Labs Team

Digital Engineering Practice

Murabaha and Tawarruq programs run as durable workflows, and the first KSA rail adapters are in place behind capability-named ports.

Contract sequencing in SANAD spans hours to days — ownership has to be evidenced, a risk interval has to elapse, a sale has to be offered only after the gates pass. That now runs on Temporal durable workflows, with the Murabaha and Tawarruq programs expressed as workflow code and the gate evaluation kept pure and testable.


Alongside it, the KSA rail adapters have landed: Nafath, Yakeen, Tahaqoq, Wathq, SIMAH, Bayan, GOSI, ZATCA e-invoicing and tax, SADAD, the Payments Hub and Open Banking, each behind a port with a circuit breaker and recorded fixtures, so the core never learns a vendor’s vocabulary.

(iota — 11)

Product updates

More updates

More updates

More updates

Notes on AI systems, architecture decisions,
and lessons from real deployments.

  • No hype. Just systems

  • Clarity beats automation

  • Decisions over demos

  • Designed for messy reality

  • Systems that hold under pressure

VALUES • VISION • BELIEF •VALUES • VISION • BELIEF •
VALUES • VISION • BELIEF •VALUES • VISION • BELIEF •

(iota — 15)

OUR PRINCIPLES

Book a
free call

We design AI systems that improve real work —
not just demonstrate technology.

We design AI systems that improve

real work — not just demonstrate technology.

We’ll review your
workflows, identify
where AI can create
impact, and outline
a clear path forward.

We’ll review your workflows, identify AI opportunities, and outline a clear path forward.

We’ll review your workflows, identify where AI can create impact, and outline
a clear path forward.

No preparation needed — we’ll guide the conversation
and focus on what matters.

No preparation needed — we’ll guide the conversation and focus on what matters.

7 AI products

100%

deployable on-prem, air-gapped

(iota — end)

Closing Frame

Built Right

AI systems designed for clarity, reliability, and real
operational environments — not just experiments.

Home
Home
Updates
Updates
Products
Products
About Us
About Us
Contact Us
Contact Us

Socials

001.

LINKEDIN

Legal

001.

PRIVACY POLICY

002.

LEGAL ENTITY

003.

TERMS OF SERVICE

© 2026

IOTA Technologies Company

IOTA Labs builds production AI systems for regulated enterprises.

(iota — end)

Closing Frame

Built Right

AI systems designed for clarity, reliability, and real
operational environments — not just experiments.

Home
Updates
Products
About Us
Contact Us

Socials

001.

LINKEDIN

Legal

001.

PRIVACY POLICY

002.

LEGAL ENTITY

003.

TERMS OF SERVICE

© 2026

IOTA Technologies Company

IOTA Labs builds production AI systems for regulated enterprises.